If you need a helping hand trying to figure out an instalment plan then you can use the calculator below. It’ll ask for Any current outstanding balances on the account, Any normal monthly payments towards the account and how much you can afford to pay. It’ll then figure out how long it’ll take to clear the balance giving you a final payment date and payment amount. It will also give you some suggested amount to clear your balance in 12, 18 or 24 months.